/* ================================
   Ruth Cardozo — Seguros
   Paleta turquesa + azul marino
   ================================ */

:root {
  --turquoise: #2DD4BF;
  --turquoise-d: #14B8A6;
  --turquoise-l: #CCFBF1;
  --navy: #1B2A4E;
  --navy-d: #131F3C;
  --navy-l: #2C3E6E;
  --ink: #0F1A33;
  --muted: #5B6B85;
  --bg: #FFFFFF;
  --bg-alt: #F4F7FB;
  --line: #E4EAF2;
  --card: #FFFFFF;
  --shadow-sm: 0 6px 18px rgba(27, 42, 78, 0.06);
  --shadow-md: 0 14px 40px rgba(27, 42, 78, 0.10);
  --shadow-lg: 0 24px 60px rgba(27, 42, 78, 0.14);
  --radius: 14px;
  --radius-lg: 24px;
  --transition: 0.35s cubic-bezier(.4, 0, .2, 1);
  --font-display: 'Poppins', system-ui, sans-serif;
  --font-body: 'Inter', system-ui, sans-serif;
}

/* ===== DARK MODE (auto + manual) ===== */
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --ink: #E8EEF8;
    --muted: #9AAACB;
    --bg: #0B1426;
    --bg-alt: #131F3C;
    --line: #243456;
    --card: #182547;
    --navy: #E8EEF8;
    --navy-l: #C9D3EA;
    --shadow-sm: 0 6px 18px rgba(0, 0, 0, 0.3);
    --shadow-md: 0 14px 40px rgba(0, 0, 0, 0.4);
    --shadow-lg: 0 24px 60px rgba(0, 0, 0, 0.5);
  }
}
:root[data-theme="dark"] {
  --ink: #E8EEF8;
  --muted: #9AAACB;
  --bg: #0B1426;
  --bg-alt: #131F3C;
  --line: #243456;
  --card: #182547;
  --navy: #E8EEF8;
  --navy-l: #C9D3EA;
  --shadow-sm: 0 6px 18px rgba(0, 0, 0, 0.3);
  --shadow-md: 0 14px 40px rgba(0, 0, 0, 0.4);
  --shadow-lg: 0 24px 60px rgba(0, 0, 0, 0.5);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  transition: background .3s ease, color .3s ease;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; transition: color var(--transition); }
button { font: inherit; cursor: pointer; border: 0; background: none; color: inherit; }
h1, h2, h3 { font-family: var(--font-display); color: var(--navy); line-height: 1.15; letter-spacing: -0.01em; }

.container { width: min(1180px, 92%); margin-inline: auto; }
.container--narrow { width: min(820px, 92%); }

/* ============ NAV ============ */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: color-mix(in srgb, var(--bg) 85%, transparent);
  backdrop-filter: saturate(150%) blur(14px);
  -webkit-backdrop-filter: saturate(150%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: var(--transition);
}
.nav.is-scrolled {
  background: color-mix(in srgb, var(--bg) 95%, transparent);
  border-bottom-color: var(--line);
  box-shadow: var(--shadow-sm);
}
.nav__inner { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; gap: 16px; }
.nav__brand { display: flex; align-items: center; gap: 10px; }
.nav__name { font-family: var(--font-display); font-weight: 700; color: var(--navy); display: flex; flex-direction: column; line-height: 1.1; }
.nav__name small { font-weight: 500; font-size: 11px; color: var(--muted); letter-spacing: .03em; }
.nav__menu { display: flex; align-items: center; gap: 24px; }
.nav__menu a:not(.btn) { color: var(--navy); font-weight: 500; font-size: 15px; position: relative; }
.nav__menu a:not(.btn)::after {
  content: ""; position: absolute; left: 0; bottom: -6px; width: 0; height: 2px; background: var(--turquoise);
  transition: width var(--transition);
}
.nav__menu a:not(.btn):hover { color: var(--turquoise-d); }
.nav__menu a:not(.btn):hover::after { width: 100%; }

.nav__toggle { display: none; flex-direction: column; gap: 5px; padding: 8px; }
.nav__toggle span { width: 24px; height: 2px; background: var(--navy); border-radius: 2px; transition: var(--transition); }
.nav__toggle.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__toggle.is-open span:nth-child(2) { opacity: 0; }
.nav__toggle.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 12px 22px; border-radius: 999px; font-weight: 600; font-size: 15px;
  transition: var(--transition); white-space: nowrap; cursor: pointer; border: 2px solid transparent;
}
.btn--primary { background: var(--turquoise); color: #1B2A4E; box-shadow: 0 8px 20px rgba(45,212,191,.35); }
.btn--primary:hover { background: var(--turquoise-d); color: #fff; transform: translateY(-2px); box-shadow: 0 12px 28px rgba(45,212,191,.45); }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn--ghost:hover { background: var(--navy); color: var(--bg); }
.btn--wa { background: #25D366; color: #fff; padding: 10px 18px; font-size: 14px; }
.btn--wa:hover { background: #1ebe5a; transform: translateY(-2px); }
.btn--sm { padding: 10px 18px; font-size: 14px; }
.btn--block { width: 100%; }

/* ============ HERO ============ */
.hero {
  position: relative; padding: 140px 0 60px; overflow: hidden;
  background: linear-gradient(135deg, var(--bg) 0%, var(--bg-alt) 100%);
}
.hero__bg { position: absolute; inset: 0; pointer-events: none; }
.dot-grid {
  position: absolute; width: 140px; height: 200px;
  background-image: radial-gradient(var(--turquoise) 2px, transparent 2.5px);
  background-size: 18px 18px; opacity: .55;
}
.dot-grid--1 { top: 80px; left: -30px; }
.dot-grid--2 { bottom: 40px; right: -30px; transform: rotate(180deg); }
.hero__slash {
  position: absolute; width: 380px; height: 800px; background: var(--bg-alt);
  transform: skewX(-18deg); opacity: .9;
}
.hero__slash--1 { top: -200px; right: -120px; background: linear-gradient(180deg, rgba(45,212,191,.08), rgba(27,42,78,.04)); }
.hero__slash--2 { bottom: -300px; left: -200px; }

.hero__inner {
  position: relative; display: grid; grid-template-columns: 1.1fr 1fr; gap: 60px; align-items: center;
  margin-bottom: 60px;
}
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 600; color: var(--turquoise-d);
  text-transform: uppercase; letter-spacing: .12em; margin-bottom: 16px;
}
.eyebrow__dot { width: 8px; height: 8px; border-radius: 50%; background: var(--turquoise); animation: pulse 2s ease-in-out infinite; }
@keyframes pulse { 0%,100% { transform: scale(1); opacity: 1; } 50% { transform: scale(1.4); opacity: .6; } }

.hero__title { font-size: clamp(2.2rem, 5vw, 3.8rem); font-weight: 800; margin-bottom: 18px; }
.text-accent { color: var(--turquoise-d); position: relative; display: inline-block; }
.text-accent::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: 4px; height: 10px;
  background: color-mix(in srgb, var(--turquoise) 30%, transparent); z-index: -1; border-radius: 4px;
}
.hero__lead { font-size: 1.1rem; color: var(--muted); max-width: 520px; margin-bottom: 28px; }
.hero__cta { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 28px; }
.hero__chips { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; }
.hero__chips li {
  font-size: 13px; padding: 6px 14px; border-radius: 999px;
  background: var(--card); border: 1px solid var(--line); color: var(--navy); font-weight: 500;
}

.hero__media { position: relative; }
.hero__photo {
  position: relative; aspect-ratio: 4/5; max-width: 460px; margin-inline: auto;
  border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 6px solid var(--card);
}
.hero__photo::before {
  content: ""; position: absolute; inset: -20px; z-index: -1; border-radius: 32px;
  background: linear-gradient(135deg, var(--turquoise), #1B2A4E);
  filter: blur(2px); opacity: .3;
}
.hero__photo img { width: 100%; height: 100%; object-fit: cover; }
.hero__card {
  position: absolute; bottom: -20px; left: -20px;
  background: var(--card); padding: 16px 20px; border-radius: var(--radius);
  display: flex; align-items: center; gap: 14px;
  box-shadow: var(--shadow-md);
  animation: float 4s ease-in-out infinite;
}
@keyframes float { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-8px); } }
.hero__card-icon {
  width: 44px; height: 44px; border-radius: 12px;
  background: var(--turquoise-l); color: var(--turquoise-d);
  display: grid; place-items: center;
}
:root[data-theme="dark"] .hero__card-icon,
:root .hero__card-icon { background: color-mix(in srgb, var(--turquoise) 20%, transparent); }
.hero__card strong { display: block; color: var(--navy); font-family: var(--font-display); font-size: 15px; }
.hero__card span { color: var(--muted); font-size: 13px; }

/* ============ STATS / CONTADOR ============ */
.stats {
  position: relative; z-index: 2;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px;
  background: var(--card); padding: 30px; border-radius: var(--radius-lg);
  border: 1px solid var(--line); box-shadow: var(--shadow-md);
}
.stat { text-align: center; padding: 0 10px; position: relative; }
.stat + .stat::before {
  content: ""; position: absolute; left: 0; top: 20%; bottom: 20%; width: 1px;
  background: var(--line);
}
.stat__num {
  display: block; font-family: var(--font-display); font-size: clamp(1.8rem, 3.5vw, 2.6rem);
  font-weight: 800; color: var(--turquoise-d); line-height: 1; margin-bottom: 8px;
}
.stat__label { color: var(--muted); font-size: .9rem; font-weight: 500; }

/* ============ SECTIONS ============ */
.section { padding: 90px 0; position: relative; }
.section--alt { background: var(--bg-alt); }
.section__head { text-align: center; max-width: 700px; margin: 0 auto 60px; }
.section__head .eyebrow { justify-content: center; }
.section__title { font-size: clamp(1.8rem, 3.5vw, 2.6rem); font-weight: 700; margin-bottom: 14px; }
.section__sub { color: var(--muted); font-size: 1.05rem; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.grid-2--contact { align-items: start; gap: 50px; }
.lead { font-size: 1.1rem; color: var(--muted); margin-bottom: 16px; }
.lead strong { color: var(--navy); }

.info-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 28px; }
.info-grid__item {
  background: var(--card); border: 1px solid var(--line); padding: 18px;
  border-radius: var(--radius); display: flex; flex-direction: column; gap: 4px;
}
.info-grid__num { font-family: var(--font-display); font-size: 1.8rem; font-weight: 700; color: var(--turquoise-d); line-height: 1; }
.info-grid__item span:last-child { color: var(--muted); font-size: .95rem; }

.sobre__media {
  position: relative; aspect-ratio: 4/5; border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-md);
}
.sobre__media::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, transparent 60%, rgba(27,42,78,.4));
}
.sobre__media img { width: 100%; height: 100%; object-fit: cover; }

/* ============ CARDS (Seguros) ============ */
.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 22px; }
.card {
  background: var(--card); padding: 28px; border-radius: var(--radius-lg);
  border: 1px solid var(--line); transition: var(--transition);
  position: relative; overflow: hidden;
  display: flex; flex-direction: column;
}
.card::before {
  content: ""; position: absolute; top: 0; left: 0; width: 100%; height: 4px;
  background: linear-gradient(90deg, var(--turquoise), #1B2A4E);
  transform: scaleX(0); transform-origin: left; transition: transform var(--transition);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: transparent; }
.card:hover::before { transform: scaleX(1); }
.card__icon {
  width: 60px; height: 60px; border-radius: 16px;
  background: var(--turquoise-l); color: var(--turquoise-d);
  display: grid; place-items: center; margin-bottom: 18px;
  transition: var(--transition);
}
:root[data-theme="dark"] .card__icon { background: color-mix(in srgb, var(--turquoise) 18%, transparent); }
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) .card__icon { background: color-mix(in srgb, var(--turquoise) 18%, transparent); }
}
.card:hover .card__icon { background: var(--turquoise); color: #1B2A4E; transform: rotate(-5deg) scale(1.05); }
.card h3 { font-size: 1.15rem; margin-bottom: 8px; }
.card p { color: var(--muted); font-size: .95rem; flex: 1; }
.card__link {
  margin-top: 14px; font-weight: 600; color: var(--turquoise-d); font-size: .9rem;
  align-self: flex-start; transition: var(--transition);
}
.card__link:hover { transform: translateX(4px); }
.card--cta {
  background: linear-gradient(135deg, #1B2A4E, #2C3E6E); color: #fff;
  justify-content: center;
}
.card--cta h3 { color: #fff; }
.card--cta p { color: rgba(255,255,255,.8); margin-bottom: 18px; }

/* ============ BRANDS / ASEGURADORAS ============ */
.brands { overflow: hidden; padding: 20px 0; position: relative; mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
.brands__track { display: flex; gap: 24px; width: max-content; animation: scrollX 40s linear infinite; }
.brands:hover .brands__track { animation-play-state: paused; }
@keyframes scrollX { from { transform: translateX(0); } to { transform: translateX(-50%); } }
.brand {
  flex-shrink: 0; padding: 22px 30px;
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  display: flex; flex-direction: column; align-items: center; gap: 2px;
  min-width: 180px; transition: var(--transition);
  position: relative;
}
.brand::before {
  content: "✓"; position: absolute; top: 8px; right: 10px;
  width: 18px; height: 18px; background: var(--turquoise); color: #1B2A4E;
  border-radius: 50%; font-size: 11px; font-weight: 700;
  display: grid; place-items: center;
}
.brand:hover { transform: translateY(-4px); box-shadow: var(--shadow-sm); border-color: var(--turquoise); }
.brand__text { display: flex; flex-direction: column; align-items: center; gap: 2px; }
.brand__text span { font-family: var(--font-display); font-weight: 700; color: var(--navy); font-size: 1.05rem; letter-spacing: -.01em; }
.brand__text small { color: var(--muted); font-size: .75rem; text-transform: uppercase; letter-spacing: .08em; }
.brand__logo {
  max-height: 56px; max-width: 150px; width: auto; height: auto;
  object-fit: contain;
  transition: transform var(--transition);
}
.brand:hover .brand__logo { transform: scale(1.05); }
.brand:has(.brand__logo) .brand__text { display: none; }

/* ============ FEATURES ============ */
.features { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 26px; }
.feature { text-align: center; padding: 24px; }
.feature__icon {
  width: 70px; height: 70px; border-radius: 50%;
  background: linear-gradient(135deg, var(--turquoise), var(--turquoise-d));
  color: #fff; display: grid; place-items: center; margin: 0 auto 18px;
  box-shadow: 0 10px 24px rgba(45,212,191,.3);
}
.feature h3 { font-size: 1.1rem; margin-bottom: 8px; }
.feature p { color: var(--muted); font-size: .95rem; }

/* ============ GALLERY ============ */
.gallery {
  display: grid; grid-template-columns: repeat(5, 1fr); gap: 14px;
}
.gallery__item {
  aspect-ratio: 3/4; overflow: hidden; border-radius: var(--radius);
  position: relative; box-shadow: var(--shadow-sm);
}
/* Tablet grande: 3 columnas (fila 1: 3, fila 2: 2 centradas) */
@media (max-width: 1100px) {
  .gallery { grid-template-columns: repeat(6, 1fr); }
  .gallery__item { grid-column: span 2; }
  .gallery__item:nth-child(4) { grid-column: 2 / span 2; }
  .gallery__item:nth-child(5) { grid-column: 4 / span 2; }
}
/* Tablet chica / mobile: 2 columnas, última full width */
@media (max-width: 760px) {
  .gallery { grid-template-columns: repeat(2, 1fr); gap: 12px; }
  .gallery__item { grid-column: auto; aspect-ratio: 3/4; }
  .gallery__item:nth-child(4) { grid-column: auto; }
  .gallery__item:nth-child(5) { grid-column: 1 / -1; aspect-ratio: 16/9; }
}
/* Mobile chico: 1 columna */
@media (max-width: 420px) {
  .gallery { grid-template-columns: 1fr; }
  .gallery__item, .gallery__item:nth-child(5) { aspect-ratio: 4/5; grid-column: auto; }
}
.gallery__item img {
  width: 100%; height: 100%; object-fit: cover; transition: transform .6s ease;
}
.gallery__item:hover img { transform: scale(1.08); }
.gallery__item::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, transparent 50%, rgba(27,42,78,.3));
  opacity: 0; transition: opacity var(--transition);
}
.gallery__item:hover::after { opacity: 1; }

/* ============ BLOG ============ */
.blog { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 24px; }
.blog__card {
  background: var(--card); border-radius: var(--radius-lg); overflow: hidden;
  border: 1px solid var(--line); transition: var(--transition);
  display: flex; flex-direction: column;
}
.blog__card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.blog__img {
  aspect-ratio: 16/10; background-size: cover; background-position: center;
  position: relative;
}
.blog__img::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(45,212,191,.15), rgba(27,42,78,.45));
}
.blog__img--1 { background: linear-gradient(135deg, #2DD4BF 0%, #1B2A4E 100%); }
.blog__img--1::before { content: "🚗"; position: absolute; inset: 0; display: grid; place-items: center; font-size: 4rem; z-index: 1; }
.blog__img--2 { background: linear-gradient(135deg, #1B2A4E 0%, #2DD4BF 100%); }
.blog__img--2::before { content: "🆘"; position: absolute; inset: 0; display: grid; place-items: center; font-size: 4rem; z-index: 1; }
.blog__img--3 { background: linear-gradient(135deg, #14B8A6 0%, #1B2A4E 100%); }
.blog__img--3::before { content: "🤝"; position: absolute; inset: 0; display: grid; place-items: center; font-size: 4rem; z-index: 1; }
.blog__img--4 { background: linear-gradient(135deg, #1B2A4E 0%, #14B8A6 100%); }
.blog__img--4::before { content: "🏠"; position: absolute; inset: 0; display: grid; place-items: center; font-size: 4rem; z-index: 1; }
.blog__body { padding: 22px; flex: 1; display: flex; flex-direction: column; }
.blog__tag {
  display: inline-block; align-self: flex-start; font-size: 11px; font-weight: 700;
  text-transform: uppercase; letter-spacing: .1em; color: var(--turquoise-d);
  background: var(--turquoise-l); padding: 4px 10px; border-radius: 999px; margin-bottom: 12px;
}
:root[data-theme="dark"] .blog__tag { background: color-mix(in srgb, var(--turquoise) 18%, transparent); }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) .blog__tag { background: color-mix(in srgb, var(--turquoise) 18%, transparent); } }
.blog__body h3 { font-size: 1.1rem; margin-bottom: 8px; }
.blog__body p { color: var(--muted); font-size: .95rem; flex: 1; margin-bottom: 16px; }
.blog__link {
  color: var(--turquoise-d); font-weight: 600; font-size: .9rem; align-self: flex-start;
  transition: var(--transition); padding: 0;
}
.blog__link:hover { transform: translateX(4px); }

/* ============ MODAL ============ */
.modal { position: fixed; inset: 0; z-index: 200; display: none; }
.modal.is-open { display: flex; align-items: center; justify-content: center; }
.modal__overlay { position: absolute; inset: 0; background: rgba(11,20,38,.7); backdrop-filter: blur(6px); animation: fadeIn .25s ease; }
.modal__content {
  position: relative; background: var(--card); border-radius: var(--radius-lg);
  width: min(700px, 92%); max-height: 86vh; overflow-y: auto;
  padding: 40px; box-shadow: var(--shadow-lg);
  animation: modalIn .35s cubic-bezier(.4,0,.2,1);
}
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
@keyframes modalIn { from { opacity: 0; transform: scale(.95) translateY(20px); } to { opacity: 1; transform: scale(1) translateY(0); } }
.modal__close {
  position: absolute; top: 16px; right: 16px; width: 36px; height: 36px;
  border-radius: 50%; background: var(--bg-alt); color: var(--navy);
  display: grid; place-items: center; font-size: 16px; transition: var(--transition);
}
.modal__close:hover { background: var(--turquoise); color: #1B2A4E; transform: rotate(90deg); }
.modal__body h2 { margin-bottom: 16px; font-size: 1.6rem; }
.modal__body h3 { margin: 20px 0 8px; font-size: 1.1rem; }
.modal__body p, .modal__body li { color: var(--muted); margin-bottom: 12px; }
.modal__body ul, .modal__body ol { padding-left: 22px; margin-bottom: 12px; }
.modal__body strong { color: var(--navy); }
.modal__tag {
  display: inline-block; font-size: 11px; font-weight: 700;
  text-transform: uppercase; letter-spacing: .1em; color: var(--turquoise-d);
  background: var(--turquoise-l); padding: 4px 10px; border-radius: 999px; margin-bottom: 12px;
}
:root[data-theme="dark"] .modal__tag { background: color-mix(in srgb, var(--turquoise) 18%, transparent); }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) .modal__tag { background: color-mix(in srgb, var(--turquoise) 18%, transparent); } }

/* ============ FAQ ============ */
.faq { display: flex; flex-direction: column; gap: 12px; }
.faq__item {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  overflow: hidden; transition: var(--transition);
}
.faq__item[open] { box-shadow: var(--shadow-sm); border-color: var(--turquoise); }
.faq__item summary {
  padding: 20px 56px 20px 24px; cursor: pointer; font-family: var(--font-display);
  font-weight: 600; color: var(--navy); font-size: 1.02rem; position: relative;
  list-style: none; transition: var(--transition);
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after {
  content: "+"; position: absolute; right: 24px; top: 50%; transform: translateY(-50%);
  width: 28px; height: 28px; border-radius: 50%; background: var(--turquoise-l); color: var(--turquoise-d);
  display: grid; place-items: center; font-size: 18px; font-weight: 600; transition: var(--transition);
}
:root[data-theme="dark"] .faq__item summary::after { background: color-mix(in srgb, var(--turquoise) 18%, transparent); }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) .faq__item summary::after { background: color-mix(in srgb, var(--turquoise) 18%, transparent); } }
.faq__item[open] summary::after { content: "−"; background: var(--turquoise); color: #1B2A4E; transform: translateY(-50%) rotate(180deg); }
.faq__item summary:hover { color: var(--turquoise-d); }
.faq__answer { padding: 0 24px 20px; color: var(--muted); animation: faqIn .3s ease; }
.faq__answer p { margin-bottom: 10px; }
.faq__answer strong { color: var(--navy); }
.faq__answer ul { padding-left: 20px; margin-top: 8px; }
.faq__answer li { margin-bottom: 6px; }
@keyframes faqIn { from { opacity: 0; transform: translateY(-8px); } to { opacity: 1; transform: translateY(0); } }

/* ============ CONTACT ============ */
.contact-list { list-style: none; display: flex; flex-direction: column; gap: 20px; margin-top: 30px; }
.contact-list li { display: flex; align-items: flex-start; gap: 14px; }
.contact-list__icon {
  width: 44px; height: 44px; border-radius: 12px; flex-shrink: 0;
  background: var(--turquoise-l); color: var(--turquoise-d);
  display: grid; place-items: center;
}
:root[data-theme="dark"] .contact-list__icon { background: color-mix(in srgb, var(--turquoise) 18%, transparent); }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) .contact-list__icon { background: color-mix(in srgb, var(--turquoise) 18%, transparent); } }
.contact-list strong { display: block; color: var(--navy); font-family: var(--font-display); margin-bottom: 2px; }
.contact-list a, .contact-list span { color: var(--muted); font-size: .98rem; }
.contact-list a:hover { color: var(--turquoise-d); }

.form {
  background: var(--card); padding: 32px; border-radius: var(--radius-lg);
  border: 1px solid var(--line); box-shadow: var(--shadow-sm);
  display: flex; flex-direction: column; gap: 14px;
}
.form h3 { font-size: 1.3rem; margin-bottom: 4px; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form label { display: flex; flex-direction: column; gap: 6px; font-size: .9rem; color: var(--navy); font-weight: 500; }
.form input, .form select, .form textarea {
  font: inherit; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 10px;
  background: var(--bg-alt); color: var(--ink); transition: var(--transition);
  font-size: .95rem;
}
.form input:focus, .form select:focus, .form textarea:focus {
  outline: 0; border-color: var(--turquoise); background: var(--card);
  box-shadow: 0 0 0 4px rgba(45,212,191,.15);
}
.form textarea { resize: vertical; }
.form__check { flex-direction: row !important; align-items: flex-start; gap: 10px; font-size: .85rem; color: var(--muted); }
.form__check input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--turquoise-d); flex-shrink: 0; }
.form__check span { font-weight: 400; }
.form__check a { color: var(--turquoise-d); text-decoration: underline; }
.form__note { color: var(--muted); font-size: .82rem; text-align: center; }

/* ============ FOOTER ============ */
.footer { background: #1B2A4E; color: rgba(255,255,255,.75); padding-top: 60px; margin-top: 40px; }
.footer__inner { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 40px; }
.footer__brand { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.footer__brand span { font-family: var(--font-display); font-weight: 700; color: #fff; display: flex; flex-direction: column; }
.footer__brand small { font-weight: 500; font-size: 12px; color: rgba(255,255,255,.6); }
.footer__quote { font-style: italic; color: var(--turquoise); font-family: var(--font-display); max-width: 320px; }
.footer__col { display: flex; flex-direction: column; gap: 8px; }
.footer__col strong { color: #fff; font-family: var(--font-display); font-size: 1.05rem; margin-bottom: 6px; }
.footer__col a:hover { color: var(--turquoise); }
.footer__ssn { font-size: .85rem; color: var(--turquoise); margin-top: 8px; padding-top: 8px; border-top: 1px solid rgba(255,255,255,.1); }
.footer__bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 20px 0; font-size: .85rem; }
.footer__bottom .container { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }

/* ============ CTA BANNER (Siniestros) ============ */
.cta-banner {
  padding: 40px 0;
  background: linear-gradient(135deg, #1B2A4E 0%, #2C3E6E 100%);
  color: #fff;
  position: relative; overflow: hidden;
}
.cta-banner::before {
  content: ""; position: absolute; top: -40px; right: -40px;
  width: 200px; height: 200px; border-radius: 50%;
  background: radial-gradient(rgba(45,212,191,.3), transparent 70%);
  pointer-events: none;
}
.cta-banner::after {
  content: ""; position: absolute; bottom: -60px; left: -60px;
  width: 240px; height: 240px; border-radius: 50%;
  background: radial-gradient(rgba(45,212,191,.15), transparent 70%);
  pointer-events: none;
}
.cta-banner__inner {
  display: flex; align-items: center; gap: 28px; flex-wrap: wrap;
  position: relative; z-index: 1;
}
.cta-banner__icon {
  width: 72px; height: 72px; border-radius: 18px;
  background: rgba(45,212,191,.18); color: var(--turquoise);
  display: grid; place-items: center; flex-shrink: 0;
  animation: pulse 2.5s ease-in-out infinite;
}
.cta-banner__text { flex: 1; min-width: 250px; }
.cta-banner__text h2 { color: #fff; font-size: clamp(1.4rem, 2.5vw, 1.9rem); margin-bottom: 6px; }
.cta-banner__text p { color: rgba(255,255,255,.85); font-size: .98rem; max-width: 580px; }
.cta-banner__btn { flex-shrink: 0; padding: 14px 28px; font-size: 16px; }

/* ============ FAB WHATSAPP ============ */
.fab-wa {
  position: fixed; bottom: 24px; right: 24px; z-index: 90;
  width: 60px; height: 60px; border-radius: 50%;
  background: #25D366; color: #fff;
  display: grid; place-items: center;
  box-shadow: 0 10px 30px rgba(37,211,102,.45);
  transition: var(--transition);
  animation: bob 3s ease-in-out infinite;
}
@keyframes bob { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-6px); } }
.fab-wa:hover { transform: scale(1.1); }

/* ============ COOKIE BANNER ============ */
.cookie {
  position: fixed; bottom: 24px; left: 50%; transform: translateX(-50%) translateY(150%);
  z-index: 150; width: min(640px, calc(100% - 32px));
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 18px 22px; box-shadow: var(--shadow-lg);
  transition: transform .4s cubic-bezier(.4,0,.2,1);
}
.cookie.is-visible { transform: translateX(-50%) translateY(0); }
.cookie__content { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.cookie__content svg { color: var(--turquoise-d); flex-shrink: 0; }
.cookie__content p { flex: 1; min-width: 220px; font-size: .9rem; color: var(--muted); }
.cookie__content a { color: var(--turquoise-d); text-decoration: underline; }

/* ============ REVEAL ANIMATION ============ */
.reveal { opacity: 0; transform: translateY(30px); transition: opacity .8s ease, transform .8s ease; }
.reveal.is-visible { opacity: 1; transform: translateY(0); }
.reveal--delay { transition-delay: .15s; }

@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .brands__track { animation: none !important; }
}

/* ============ PRIVACIDAD PAGE ============ */
.legal { padding: 130px 0 80px; }
.legal h1 { font-size: clamp(1.8rem, 4vw, 2.4rem); margin-bottom: 8px; }
.legal h2 { font-size: 1.3rem; margin: 30px 0 10px; color: var(--turquoise-d); }
.legal__sub { color: var(--muted); margin-bottom: 30px; }
.legal p, .legal li { color: var(--muted); margin-bottom: 10px; }
.legal ul { padding-left: 22px; margin-bottom: 16px; }
.legal strong { color: var(--navy); }

/* ============ RESPONSIVE ============ */
@media (max-width: 960px) {
  .nav__toggle { display: flex; }
  .nav__menu {
    position: fixed; inset: 64px 0 0; background: var(--bg);
    flex-direction: column; align-items: stretch; padding: 30px;
    gap: 22px; transform: translateX(100%); transition: transform var(--transition);
    border-top: 1px solid var(--line);
    overflow-y: auto;
  }
  .nav__menu.is-open { transform: translateX(0); }
  .nav__menu a:not(.btn) { font-size: 18px; }

  .hero { padding: 110px 0 50px; }
  .hero__inner { grid-template-columns: 1fr; gap: 50px; text-align: center; margin-bottom: 40px; }
  .hero__lead { margin-inline: auto; }
  .hero__cta { justify-content: center; }
  .hero__chips { justify-content: center; }
  .eyebrow { justify-content: center; }
  .hero__photo { max-width: 340px; }

  .stats { grid-template-columns: repeat(2, 1fr); gap: 24px; padding: 24px; }
  .stat + .stat::before { display: none; }
  .stat:nth-child(3)::before, .stat:nth-child(4)::before { display: none; }

  .grid-2 { grid-template-columns: 1fr; gap: 40px; }
  .section { padding: 70px 0; }
  .section__head { margin-bottom: 40px; }

  .cta-banner__inner { flex-direction: column; text-align: center; gap: 20px; }
  .cta-banner__text { min-width: 0; }
  .footer__inner { grid-template-columns: 1fr 1fr; gap: 30px; text-align: left; }
  .footer__brand { justify-content: flex-start; }
  .modal__content { padding: 28px 22px; }
}

@media (max-width: 520px) {
  .info-grid { grid-template-columns: 1fr; }
  .form__row { grid-template-columns: 1fr; }
  .form { padding: 24px; }
  .hero__card { left: 10px; padding: 12px 16px; }
  .fab-wa { width: 54px; height: 54px; bottom: 18px; right: 18px; }
  .footer__inner { grid-template-columns: 1fr; text-align: center; }
  .footer__brand, .footer__col { align-items: center; }
  .stats { grid-template-columns: 1fr 1fr; padding: 20px 16px; }
  .stat__num { font-size: 1.6rem; }
  .brand { min-width: 150px; padding: 18px 22px; }
}